Senior Advocate Plan$49/month

You Deserve a Champion
in Your Corner.

Navigating healthcare as a senior — or caring for one — is complicated, confusing, and exhausting. CaroHealth Senior Advocate puts a real advocate on your side so you never have to figure it out alone.

No contracts · cancel anytime$0 urgent care visitsAvailable in all 50 states
Senior Advocate Plan
$49/mo

Clarity and guidance for every stage of care. Designed for seniors and caregivers navigating complex needs.


  • Unlimited Urgent Care — $0/visit
  • Virtual Primary Care Access
  • Dedicated Healthcare Advocate
  • Medication Guidance & Review
  • Care Coordination
  • Family & Caregiver Access
  • Specialist Messaging
  • Lab Discounts & Navigation
Start My Membership

No contracts · cancel anytime · instant approval

Built for the complexities of senior care.

Whether you're a senior managing your own health or a caregiver helping someone you love — this plan was designed for your exact situation.

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Medicare Recipients

Medicare covers a lot — but not everything. CaroHealth fills the gaps: urgent care visits, medication guidance, and the advocacy that Medicare doesn't provide.

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Adult Children & Caregivers

Managing a parent's healthcare from across town — or across the country — is stressful. Our caregiver access means you can join visits, review care plans, and stay in the loop.

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Multiple Prescriptions

Managing multiple medications is complex. Our medication guidance helps you understand interactions, costs, and alternatives — with a real expert, not a chatbot.

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Navigating the System

Bills. Referrals. Specialist appointments. Second opinions. The healthcare system was not designed to be easy. We make it simple — because you have better things to focus on.

The system wasn't built to support you — it was built to bill you.

Seniors face a unique set of challenges that the healthcare system consistently fails to address. Multiple providers who don't talk to each other. Bills that arrive weeks later with no explanation. Medications that interact in ways no one warned you about.

And then there's Medicare — which is extraordinary, but still leaves gaps that cost real money and cause real stress for millions of seniors every year.

CaroHealth Senior Advocate was built specifically for this moment.

Common frustration

"I saw three different doctors and none of them knew what the others had prescribed. No one was looking at the full picture."

Common frustration

"I got a $400 bill for a lab I thought Medicare covered. I didn't know I could dispute it. I just paid it."

Common frustration

"My mom lives two hours away. I never really know what's going on with her care until something goes wrong."

Common frustration

"I'm 72. I don't have time to wait on hold for 45 minutes every time I need a simple question answered."

Every feature, explained.

Not a feature list — a real explanation of what each benefit means for your daily life.

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The Core Benefit

Dedicated Healthcare Advocate

Your advocate is your personal guide through the healthcare system. They fight billing errors, coordinate between providers, help you understand your treatment options, and make sure nothing falls through the cracks.

  • Bill review and dispute support
  • Insurance explanation and navigation
  • Referral coordination and follow-through
  • Second opinion support
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Immediate Access

Unlimited Urgent Care — $0

When something feels wrong, you shouldn't have to debate whether it's "worth" a $125 urgent care visit. With CaroHealth, every urgent care visit is $0 — so you always get care when you need it.

  • Available 24/7, 365 days a year
  • Video or phone — your choice
  • Prescriptions sent to your pharmacy
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Ongoing Care

Virtual Primary Care Access

See the same physician across multiple visits so they actually know your health history. No more starting from scratch with a new doctor every time.

  • Continuity with familiar providers
  • Chronic condition check-ins
  • Preventive care guidance
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Medication Safety

Medication Guidance & Review

A pharmacist-level review of your medications to catch dangerous interactions, identify lower-cost alternatives, and help you understand what you're taking and why.

  • Drug interaction screening
  • Cost-saving alternatives identified
  • Clear explanations of each medication
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Family Included

Caregiver & Family Access

Designate a family member or caregiver to join visits, review care summaries, and stay informed. Because the people who love you deserve to be in the loop.

  • Caregiver can join video visits
  • Shared care summaries and notes
  • Coordinate care remotely
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Financial Protection

Lab Discounts & Navigation

Labs shouldn't cost a fortune. We connect you to significantly discounted lab work and help you understand your results — in plain language.

  • Discounted lab pricing nationwide
  • Results explained clearly
  • Follow-up care guidance
The Feature That Changes Everything

What a Healthcare Advocate Actually Does For You

Most healthcare plans give you access to care. CaroHealth gives you someone who fights for your care. Our advocates are trained healthcare professionals who work exclusively on your behalf.

On average, our advocates save members over $600/year in disputed bills and avoided unnecessary costs.

01

Bill Review & Dispute

We review every bill for errors — and there are often errors. We dispute incorrect charges on your behalf so you don't overpay.

02

Provider Coordination

We make sure your primary care doctor, specialists, and pharmacy are all on the same page — so nothing gets missed.

03

Medicare Gap Navigation

We help you understand exactly what Medicare covers, what it doesn't, and how to minimize what comes out of your pocket.

04

Treatment Decision Support

When you're facing a complex health decision, we help you understand your options, ask the right questions, and feel confident in your choice.

Here's CaroHealth in action.

These are the everyday moments where having an advocate makes all the difference.

Situation 1
"Dad got a $700 bill for a test we thought was covered by Medicare."

What CaroHealth does

Your advocate reviews the bill, identifies the billing code error, files a dispute with the provider, and resolves it — often reducing or eliminating the charge entirely. You make one call. We handle the rest.

Situation 2
"Mom is on 8 medications from 3 different doctors and no one is reviewing the full list."

What CaroHealth does

Our medication guidance team conducts a full review of all prescriptions, flags any dangerous interactions, identifies lower-cost alternatives, and briefs the care team — all in one coordinated visit.

Situation 3
"It's 2am and I think I'm having a reaction to my new medication. I don't want to go to the ER."

What CaroHealth does

Connect with an urgent care physician in minutes — at $0 cost. They assess the reaction, advise whether ER care is needed, and if not, manage it from home. No $1,500 ER bill for something that didn't require it.

★★★★★
"As a senior on Medicare, the gaps in coverage were stressing me out every single month. CaroHealth filled everything in. My daughter set it up for me in ten minutes and now I actually feel like someone is watching out for me."
PL
Patricia L., 74
CaroHealth Senior Advocate member · Charlotte, NC
$49/month vs. the alternative.
Without CaroHealth
With CaroHealth
Urgent Care Visit
$125–200 per visit
$0 per visit
Healthcare Advocate
Not included
✓ Included
Medication Review
Not included
✓ Included
Bill Dispute Support
You're on your own
✓ We handle it
Caregiver Access
Not available
✓ Included
24/7 Availability
ER or urgent care only
✓ Always on
Monthly Cost
Varies — often $200+
$49/month flat

Get the advocate you've
always deserved.

Join CaroHealth Senior Advocate today. Instant approval, no paperwork, no contracts. Your advocate is ready when you are.

Start My Membership — $49/moCompare All Plans

Flat $49/month · Cancel anytime · No contracts

30-day satisfaction guaranteeInstant approvalAvailable in all 50 statesCaregiver access included

Not the right fit? Explore our other plans.