Real doctors. Mental health support. Bill advocacy. Dermatology. A dedicated care team. Everything you actually need — for one flat monthly fee, with $0 visits.
The health plan you always wished your insurance would be.
$89/mo for families · cancel anytime
CaroHealth Complete is for people who want real, comprehensive healthcare — not just a band-aid solution.
Your insurance deductible is $3,000–$7,000. That means you're effectively paying for everything yourself. CaroHealth Complete covers your everyday care at $0 per visit.
Therapy shouldn't be a luxury. CaroHealth Complete includes $0 behavioral health sessions — so you can actually afford to take care of your mind, not just your body.
You need comprehensive coverage but can't justify $500–$800/month for insurance. CaroHealth Complete gives you everything that matters for $59/month.
At $89/month for families, CaroHealth Complete covers your whole household — often for less than a single month of traditional insurance for one person.
Both plans include $0 visits and 24/7 care. Complete builds on Essential with deeper coverage for the things that matter most.
Every session with a licensed counselor or therapist is $0. No waitlists, no $100/session fees. Real mental health support, included in your plan — because it should be.
Your dedicated advocate reviews your medical bills, disputes errors, negotiates with providers, and navigates insurance on your behalf. On average members save $600+/year.
Not a different provider every time. Your dedicated care team knows your history, tracks your health over time, and gives you consistent, personalized guidance.
Three dermatology visits per year included — for skin concerns, rashes, mole checks, and more. No referral needed, no $200+ specialist fee.
Zero cost for medications prescribed for sudden illnesses, plus significantly reduced costs for chronic condition medications. Your pharmacy bill gets smaller.
Meaningful discounts on dental care, vision exams, glasses, and lab work — covering the healthcare costs that most plans don't even touch.
These aren't projections — they're averages from real CaroHealth Complete members. The plan pays for itself, usually within the first month.
Connect with a licensed therapist through CaroHealth Complete — every session is $0. No waitlist, no per-session fee, consistent provider who knows your situation.
Your dedicated advocate reviews the bill line by line, identifies the error (there usually is one), files the dispute, and negotiates the charge down — often to zero or near-zero. You don't make a single call.
Send photos and connect with a dermatologist virtually in days — not months. One of your three included derm visits covers the assessment. You get a real clinical opinion the same week, at $0.
"The advocacy feature alone paid for a year of membership. They found a billing error and saved me over $800. I genuinely feel like someone is in my corner."
"I have a $5,000 deductible. I was basically uninsured for anything under that. CaroHealth Complete is how I actually get healthcare now."
"Having the same doctor who knows my history — not a different person every time — made me actually feel like I have a real healthcare relationship."
CaroHealth Complete gives you everything that matters — real doctors, real mental health support, real advocacy — for one flat monthly fee.
$59/mo individual · $89/mo families · Cancel anytime