No insurance. No employer benefits. No problem. CaroHealth Essential gives you unlimited doctor access, 24/7 urgent care, and real support — all for less than a single co-pay.
Everything you need to stay well — for less than a single co-pay.
No contracts · cancel anytime · instant approval
If you've been skipping doctor visits because you can't afford them — this plan was made for you.
No employer benefits. No group plan. Just you — trying to stay healthy without going broke every time something comes up.
43 million Americans are uninsured. CaroHealth gives you a real healthcare option that's affordable, immediate, and doesn't require you to be employed.
You have insurance but your deductible is so high it might as well not exist. CaroHealth covers the visits your insurance won't touch until you hit $5,000.
You can't afford a group plan, but you can't afford to be sick either. CaroHealth is the affordable middle ground — real care, flat fee, no surprises.
The average urgent care visit costs $125–200. A single lab panel can cost $200+. When you're uninsured or on a high-deductible plan, getting care isn't a healthcare decision — it's a financial one.
CaroHealth Essential changes that math. $29/month. Unlimited visits. Every single one at $0.
For less than a Netflix subscription, you get real healthcare.
"I haven't seen a doctor in two years. It's not that I don't want to — I just can't afford the bill that comes after."
"I'm a freelancer. I pay $400/month for insurance with a $6,000 deductible. So I basically just have catastrophic coverage and nothing else."
"I needed a strep test. It came back negative. I still got a $175 bill. For a negative result."
No fine print. No hidden limitations. Here's exactly what you get for $29/month.
Primary care and urgent care visits — unlimited, always $0. This alone makes CaroHealth worth it for anyone who's been avoiding the doctor due to cost.
Not sure if something is serious? Talk to a registered nurse any time of day or night. Get real guidance on whether you need care now, can wait, or should head to the ER.
One comprehensive lab panel per year, at no cost. Know where your health stands — cholesterol, blood sugar, thyroid, and more — without paying $200+ out of pocket.
Have a question that's outside primary care? Message a specialist directly — dermatologists, cardiologists, dieticians and more — without a referral or a specialist visit fee.
Discounted access to behavioral health counseling — because mental health is healthcare. Get support without the $100+/session price tag.
Meaningful discounts on hundreds of common medications. Stop overpaying at the pharmacy — your CaroHealth membership includes a prescription savings benefit from day one.
Open the app. Connect with a doctor in minutes. They evaluate, prescribe antibiotics if needed, and send it to your pharmacy. $0 cost. Done before noon on a Sunday.
Schedule a virtual primary care visit at no cost. Get your annual lab panel done for free. Your physician reviews the results with you and sets up a preventive care plan. Back on track in one week.
Send a photo and message a dermatologist specialist directly. Get a response and guidance within 24 hours. No $250 specialist visit fee, no referral needed, no waiting weeks for an appointment.
CaroHealth Essential gives you real access to real doctors — starting today, for $29/month.
$29/month flat · Cancel anytime · No contracts